The premiums quoted are based on you fixing your cover for the life time of your car ownership or contract, up to a maximum period of 3 Years. If you dispose of the car during this time then the monthly direct debit will simply cancel so need to worry if you need a shorter period .

WHY FIX MY COVER

Car insurance premiums are on the increase. Insurers have reported increases in national newspapers, some of up to 25%. By fixing your price with us, you avoid those year on year increases. As well, you have hassle free motoring without the need to shop around year on year.

In some cases you will be the driver of the vehicle, but not necessarily the registered keeper. This maybe due to the finance product used to acquire the vehicle or ownership sits with another party. Most insurance companies will refuse to insure you as a result of this. We will accept your car under normal terms regardless of ownership details.

Even in the event of a fault claim and regardless of cost, you will still continue to enjoy the same monthly rate for the life time of your policy with our uniquely fixed car insurance*

For more information on the protected bonus please see our frequently asked questions.

* Subject to no more than 1 fault claim in the first 24 months.

If your car is repairable and you use our approved network we will guarantee a courtesy car whilst it is in being repaired. In many cases we are able to provide a courtesy car within 24 working hours.

With no standards created in the insurance market for business use, consumers are more and more confused about the type of cover they require to be protected. Many claims are turned down because the consumer selects the wrong business or forgets to cover it. We give all customers business use FREE OF CHARGE so as to protect the ones that require it and not to financially penalize the ones that don’t. We will also make sure that we select the business use that is right for you!!

All companies give this? NO. - Some providers still support the use of third party parts being used and reduced guarantees to keep costs down. This can effect the repair standard and ultimately your warranty. If you use our nationwide repair centers we will give a parts, paint and labour guarantee for 3 years.

If you wish to take your car to Europe many insurers require you to inform them of the dates you are traveling. Failure to do so can reduce your cover to the basic Third Party Fire and Theft.

We cover all clients regardless of notification for a period of 60 days for any one trip. Giving you peace of mind that covers is in place when you may need it the most!

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